/* ============================================================
   DotSolutionsFinserv – Service Detail Pages Shared CSS
   ============================================================ */
:root {
  --navy:   #0A1628; --navy2: #0F2044; --navy3: #162B55;
  --gold:   #D4A843; --gold2: #F0C96A; --gold3: #B8902E;
  --cream:  #FBF8F1; --cream2: #F5F0E8;
  --emerald:#1B6B4A;
  --white:  #FFFFFF; --text: #0A1628; --muted: #5A6478;
  --border: #E8E2D6;
  --shadow: 0 8px 32px rgba(10,22,40,.12);
  --tr: all .3s ease;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Poppins',sans-serif;color:var(--text);background:#fff;line-height:1.6}
h1,h2,h3,h4,h5{font-family:'Playfair Display',serif;line-height:1.25}
img{max-width:100%;display:block}
a{text-decoration:none}
::-webkit-scrollbar{width:5px}
::-webkit-scrollbar-track{background:var(--navy)}
::-webkit-scrollbar-thumb{background:var(--gold);border-radius:3px}

/* ---- TOP BAR ---- */
.sp-topbar{background:linear-gradient(90deg,var(--navy),var(--navy2));padding:.45rem 0;font-size:.78rem;border-bottom:1px solid rgba(212,168,67,.2)}
.sp-topbar a{color:rgba(255,255,255,.75);text-decoration:none;margin-left:1.2rem;transition:var(--tr)}
.sp-topbar a:hover{color:var(--gold)}
.sp-topbar i{color:var(--gold);margin-right:4px}
.sp-topbar .wa-btn{background:#25D366;color:#fff;padding:.2rem .8rem;border-radius:20px;font-weight:600;margin-left:1rem}
.sp-topbar .wa-btn:hover{background:#1aad52;color:#fff}

/* ---- NAVBAR ---- */
.sp-nav{background:#fff;padding:.75rem 0;border-bottom:1px solid rgba(212,168,67,.15);position:sticky;top:0;z-index:100;box-shadow:0 2px 20px rgba(10,22,40,.08)}
.sp-brand{display:flex;align-items:center;gap:.75rem;text-decoration:none}
.sp-brand-icon{width:40px;height:40px;background:linear-gradient(135deg,var(--navy),var(--navy3));border-radius:9px;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.sp-brand-icon span{color:var(--gold);font-family:'Playfair Display',serif;font-size:1.3rem;font-weight:800}
.sp-brand-name{font-family:'Playfair Display',serif;font-size:1.05rem;font-weight:700;color:var(--navy);line-height:1.2}
.sp-brand-tag{font-size:.6rem;color:var(--muted)}
.sp-back{display:inline-flex;align-items:center;gap:6px;color:var(--navy);font-size:.83rem;font-weight:600;transition:var(--tr);border:1.5px solid var(--border);padding:.4rem 1rem;border-radius:6px}
.sp-back:hover{background:var(--navy);color:#fff;border-color:var(--navy)}
.sp-back i{font-size:.75rem}

/* ---- HERO BANNER ---- */
.sp-hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 55%,var(--navy3) 100%);padding:4rem 0 3.5rem;position:relative;overflow:hidden}
.sp-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 80% 50%,rgba(212,168,67,.08) 0%,transparent 55%),radial-gradient(circle at 10% 30%,rgba(212,168,67,.05) 0%,transparent 40%);pointer-events:none}
.sp-hero-icon{width:72px;height:72px;background:rgba(212,168,67,.15);border:1px solid rgba(212,168,67,.35);border-radius:18px;display:flex;align-items:center;justify-content:center;margin-bottom:1.2rem}
.sp-hero-icon i{color:var(--gold);font-size:1.8rem}
.sp-breadcrumb{font-size:.78rem;color:rgba(255,255,255,.5);margin-bottom:.75rem;font-family:'Poppins',sans-serif}
.sp-breadcrumb a{color:var(--gold);text-decoration:none}
.sp-breadcrumb span{margin:0 .4rem;color:rgba(255,255,255,.3)}
.sp-hero h1{font-size:clamp(1.8rem,3.5vw,2.8rem);color:#fff;font-weight:800;margin-bottom:.9rem}
.sp-hero p{color:rgba(255,255,255,.72);font-size:.95rem;line-height:1.8;max-width:600px}
.sp-hero-cta{margin-top:1.8rem;display:flex;flex-wrap:wrap;gap:.75rem}
.btn-gold{background:linear-gradient(135deg,var(--gold),var(--gold3));color:var(--navy)!important;font-weight:700;font-family:'Poppins',sans-serif;font-size:.84rem;border:none;border-radius:6px;padding:.65rem 1.6rem;transition:var(--tr);box-shadow:0 6px 20px rgba(212,168,67,.35);display:inline-flex;align-items:center;gap:6px;cursor:pointer}
.btn-gold:hover{background:linear-gradient(135deg,var(--gold2),var(--gold));transform:translateY(-2px);box-shadow:0 10px 28px rgba(212,168,67,.45);color:var(--navy)!important}
.btn-outline-w{background:transparent;color:#fff!important;border:2px solid rgba(255,255,255,.4);font-weight:600;font-family:'Poppins',sans-serif;font-size:.84rem;border-radius:6px;padding:.62rem 1.6rem;transition:var(--tr);display:inline-flex;align-items:center;gap:6px}
.btn-outline-w:hover{border-color:#fff;background:rgba(255,255,255,.1)}

/* ---- OVERVIEW ---- */
.sp-overview{padding:60px 0;background:#fff}
.sp-overview-img{border-radius:16px;overflow:hidden;box-shadow:var(--shadow)}
.sp-overview-img img{width:100%;height:360px;object-fit:cover;filter:saturate(1.1)}
.sp-overview h2{font-size:clamp(1.5rem,2.5vw,2rem);color:var(--navy);font-weight:800;margin-bottom:1rem}
.sp-overview p{color:var(--muted);font-size:.9rem;line-height:1.8;margin-bottom:1rem}
.gold-rule{width:55px;height:3px;background:linear-gradient(90deg,var(--gold),var(--gold2));border-radius:2px;margin-bottom:1.2rem}

/* ---- FEATURES GRID ---- */
.sp-features{padding:60px 0;background:linear-gradient(180deg,var(--cream) 0%,var(--cream2) 100%)}
.sp-features h2{font-size:clamp(1.5rem,2.5vw,2rem);color:var(--navy);font-weight:800;text-align:center;margin-bottom:.5rem}
.sp-features .gold-rule{margin:0 auto 2.5rem}
.feat-card{background:#fff;border:1px solid var(--border);border-radius:14px;padding:1.6rem;height:100%;transition:var(--tr);box-shadow:0 2px 12px rgba(10,22,40,.06);position:relative;overflow:hidden}
.feat-card::after{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--gold),var(--gold2));transform:scaleX(0);transform-origin:left;transition:var(--tr);border-radius:14px 14px 0 0}
.feat-card:hover{transform:translateY(-6px);box-shadow:0 18px 45px rgba(10,22,40,.12);border-color:rgba(212,168,67,.3)}
.feat-card:hover::after{transform:scaleX(1)}
.feat-icon{width:50px;height:50px;background:linear-gradient(135deg,var(--navy),var(--navy3));border-radius:12px;display:flex;align-items:center;justify-content:center;margin-bottom:1rem;box-shadow:0 4px 14px rgba(10,22,40,.2);transition:var(--tr)}
.feat-card:hover .feat-icon{background:linear-gradient(135deg,var(--gold),var(--gold3))}
.feat-icon i{color:var(--gold);font-size:1.2rem;transition:var(--tr)}
.feat-card:hover .feat-icon i{color:var(--navy)}
.feat-card h5{font-size:.93rem;color:var(--navy);font-weight:700;margin-bottom:.45rem}
.feat-card p{font-size:.8rem;color:var(--muted);line-height:1.7;margin:0}

/* ---- BENEFITS ---- */
.sp-benefits{padding:60px 0;background:#fff}
.sp-benefits h2{font-size:clamp(1.5rem,2.5vw,2rem);color:var(--navy);font-weight:800;margin-bottom:.5rem}
.sp-benefits .gold-rule{margin-bottom:2rem}
.benefit-item{display:flex;align-items:flex-start;gap:1rem;margin-bottom:1.4rem;padding:1.2rem;border-radius:12px;border:1px solid var(--border);transition:var(--tr);background:#fff}
.benefit-item:hover{border-color:rgba(212,168,67,.35);box-shadow:0 8px 28px rgba(10,22,40,.08);transform:translateX(4px)}
.benefit-num{width:38px;height:38px;background:linear-gradient(135deg,var(--gold),var(--gold3));color:var(--navy);border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:.9rem;flex-shrink:0;font-family:'Playfair Display',serif}
.benefit-item h6{font-size:.9rem;color:var(--navy);font-weight:700;margin-bottom:.3rem;font-family:'Poppins',sans-serif}
.benefit-item p{font-size:.8rem;color:var(--muted);line-height:1.65;margin:0}

/* ---- PROCESS ---- */
.sp-process{padding:60px 0;background:linear-gradient(180deg,var(--cream2) 0%,var(--cream) 100%)}
.sp-process h2{font-size:clamp(1.5rem,2.5vw,2rem);color:var(--navy);font-weight:800;text-align:center;margin-bottom:.5rem}
.sp-process .gold-rule{margin:0 auto 2.5rem}
.proc-item{display:flex;align-items:flex-start;gap:1.2rem;margin-bottom:1.5rem;position:relative}
.proc-item:not(:last-child)::after{content:'';position:absolute;left:19px;top:44px;width:2px;height:calc(100% - 10px);background:linear-gradient(180deg,var(--gold),rgba(212,168,67,.15))}
.proc-dot{width:40px;height:40px;background:linear-gradient(135deg,var(--gold),var(--gold3));color:var(--navy);border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:.9rem;flex-shrink:0;font-family:'Playfair Display',serif;box-shadow:0 4px 14px rgba(212,168,67,.35);border:2px solid rgba(255,255,255,.8)}
.proc-item h6{font-size:.9rem;color:var(--navy);font-weight:700;margin-bottom:.3rem;font-family:'Poppins',sans-serif}
.proc-item p{font-size:.8rem;color:var(--muted);line-height:1.65;margin:0}

/* ---- FAQ ---- */
.sp-faq{padding:60px 0;background:#fff}
.sp-faq h2{font-size:clamp(1.5rem,2.5vw,2rem);color:var(--navy);font-weight:800;text-align:center;margin-bottom:.5rem}
.sp-faq .gold-rule{margin:0 auto 2.5rem}
.faq-item{border:1px solid var(--border);border-radius:12px;margin-bottom:.85rem;overflow:hidden;transition:var(--tr)}
.faq-item.open{border-color:rgba(212,168,67,.4);box-shadow:0 4px 20px rgba(10,22,40,.08)}
.faq-q{display:flex;justify-content:space-between;align-items:center;padding:1.1rem 1.3rem;cursor:pointer;background:#fff;transition:var(--tr)}
.faq-item.open .faq-q{background:linear-gradient(90deg,rgba(212,168,67,.06),rgba(212,168,67,.02))}
.faq-q span{font-size:.88rem;font-weight:600;color:var(--navy);font-family:'Poppins',sans-serif;padding-right:1rem}
.faq-q i{color:var(--gold);font-size:.85rem;flex-shrink:0;transition:var(--tr)}
.faq-item.open .faq-q i{transform:rotate(180deg)}
.faq-a{display:none;padding:0 1.3rem 1.1rem;font-size:.83rem;color:var(--muted);line-height:1.75;font-family:'Poppins',sans-serif}
.faq-item.open .faq-a{display:block}

/* ---- CTA STRIP ---- */
.sp-cta{background:linear-gradient(135deg,var(--navy) 0%,var(--emerald) 60%,var(--navy2) 100%);padding:3.5rem 0;position:relative;overflow:hidden}
.sp-cta::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 80% 50%,rgba(212,168,67,.08) 0%,transparent 50%);pointer-events:none}
.sp-cta h2{font-size:clamp(1.4rem,2.5vw,2rem);color:#fff;font-weight:800;margin-bottom:.6rem}
.sp-cta p{color:rgba(255,255,255,.7);font-size:.9rem;line-height:1.75;max-width:520px}

/* ---- FOOTER ---- */
.sp-footer{background:#050d1a;padding:1.5rem 0;border-top:1px solid rgba(212,168,67,.12)}
.sp-footer p{color:rgba(255,255,255,.35);font-size:.77rem;font-family:'Poppins',sans-serif;margin:0}
.sp-footer a{color:rgba(255,255,255,.35);font-size:.77rem;font-family:'Poppins',sans-serif;transition:var(--tr)}
.sp-footer a:hover{color:var(--gold)}
.sp-footer span{color:rgba(255,255,255,.2);margin:0 .4rem}

/* ---- RESPONSIVE ---- */
@media(max-width:767px){
  .sp-hero{padding:2.5rem 0 2rem}
  .sp-hero h1{font-size:1.6rem}
  .sp-hero-cta .btn-gold,.sp-hero-cta .btn-outline-w{width:100%;justify-content:center}
  .sp-overview-img img{height:220px}
  .sp-overview{padding:40px 0}
  .sp-features,.sp-benefits,.sp-process,.sp-faq{padding:40px 0}
}